How SafeYield works
How does a deposit escrow actually work? SafeYield sits between you and the landlord: the deposit never passes through their account. It’s held with a trusted third party, invested for the whole rental period, then returned — plus the return it has earned — only once both parties agree.
1. Deposit
When you rent, you pay your deposit into SafeYield instead of directly to the landlord. A unique reference links this deposit to your rental agreement.
2. Put to work
The funds are segregated — never mixed with the landlord’s cash, never on their balance sheet — and placed in short-term money-market instruments for the whole rental period. The yield is variable and not guaranteed, indexed to prevailing money-market rates.
3. Dual-key release
At the end of the rental, you and the landlord jointly check the condition of the rented item together. If you agree, the deposit — plus the return it has earned — is released immediately. If you disagree, an independent mediator decides before any funds are released.
Who decides if there’s a disagreement?
Neither you nor the landlord can unlock the funds alone: that’s the whole point of SafeYield. If the rented item is returned in poor condition or a dispute arises, whichever party feels wronged can flag the disagreement. An independent mediator then reviews the evidence from both sides and decides how the funds are split, before anything is released. No unilateral decision is possible, either way.