Your deposit earns a return. And no one can touch it alone.
Until now, you paid your deposit straight to the landlord: locked away, invisible, and gone if they went bankrupt. SafeYield holds it as a trusted third party, puts it to work, and only releases it once you both agree.
Before / With SafeYield
| Individuals, before | Businesses, before | With SafeYield | |
|---|---|---|---|
| Where the money sits | In the landlord’s account, mixed with everything else | Tied up, or insured at a steep price | Segregated, off balance sheet, in Europe |
| Who can release it | The landlord, alone | The landlord, stuck with the dispute | Both parties, or a mediator |
| If bankruptcy happens | Lost | — | Untouched |
| What it earns | €0 | A cost | A return |
| What it costs | Blind trust | A paid solution | Free for the business |
The entire European deposit market runs on insurance: Garantme, Unkle, Cautioneo, Swikly, Reposit, Zero Deposit — none of them actually hold your money, and all of them charge a non-refundable premium. SafeYield is the only real deposit.
This isn’t insurance. It’s your money.
The others charge you a premium you never see again. SafeYield keeps your deposit — for real. It stays yours, it earns a return, and it only moves once you both agree. Bankruptcy, dispute, death: it stays ring-fenced and comes back to you.
How it works
1. Deposit
You pay your deposit into SafeYield when you rent, not into the landlord’s account.
2. Put to work
The funds are segregated and placed in short-term money-market instruments for the whole rental period. The yield is variable and not guaranteed.
3. Dual-key release
At the end of the rental, the deposit — plus the return it has earned — is only released once you and the landlord agree. If you disagree, an independent mediator decides.
How much does your deposit earn?
Simulate your return
Deposit amount: €1,500
Rental duration: 12 months
€0
€37.50
Indicative estimate based on a hypothetical rate you can adjust below. Yield is variable and not guaranteed.
Hypothetical rate: 2.5%/year
Real-time transparency
Once you’re signed up, you can see at any time where your money is and what it’s earning — as shown in the preview below.
Illustrative preview — mockup, not real data
Disputes and mediation
Releasing the deposit relies on dual validation: both you and the landlord must agree. If you disagree, an independent mediator reviews the case before any funds are released. Neither party can unlock the other’s money alone.
Are you an individual?
Protect your rental, bike, or equipment deposit, and get it back plus the return it has earned.
Are you a business?
Collect your customers’ deposits without carrying them on your balance sheet, for free, and secure your deposit cash flow.
Use cases
Bikes · Scooters · Appliances · Tools · Event equipment · Peer-to-peer rentals
Security and compliance
Segregated funds, never on the landlord’s balance sheet · Data hosted in Europe · End-to-end encryption · Dual validation required for every fund release.
Frequently asked questions
Do I get my deposit back if the landlord goes bankrupt?
Yes. Your funds are segregated and never appear on the landlord’s balance sheet — they’re not part of the bankruptcy estate.
Is the displayed yield guaranteed?
No. The yield is variable, not guaranteed, and depends on short-term money-market rates at the time the funds are placed. The figure shown in the calculator is an indicative estimate.
Who decides if there’s a dispute over the refund?
Neither you nor the landlord can release the funds alone. If there’s a disagreement, an independent mediator reviews the case before any decision is made.
Join the SafeYield beta
Be among the first to protect your deposit and watch in real time what it earns.