Where does your deposit actually go?
It’s the question no one ever asks before paying a deposit, and it’s exactly the one SafeYield answers in detail. Here, with no grey areas, is where your money is, what protects it, and what it earns.
Real-time transparency
Once you’re signed up, you can see at any time where your money is and what it’s earning, as shown in the preview below.
Illustrative preview: mockup, not real data
Security and compliance
Segregated funds
Your deposit is never mixed with the landlord’s cash or with SafeYield’s. It’s kept separate, identifiable, and never appears on the landlord’s balance sheet.
Held in Europe
Your data and your funds stay hosted and held in Europe, never transferred outside the Union.
Dual validation
No funds are released without both parties’ agreement, or a judge’s ruling if agreement stays impossible after mediation.
What SafeYield is not
SafeYield is not a credit institution. The returns shown are indicative estimates, variable and not guaranteed, based on a hypothetical rate that can be adjusted. SafeYield is currently a project in private beta: we’re just as transparent about this stage as about everything else. That includes what we publish: how we verify our sources is documented page by page.
Disputes and mediation
Releasing the deposit relies on dual validation: both you and the landlord must agree. If you disagree, we open a space for mediation to help you reach an agreement. We never decide in your place: if agreement stays impossible, it is up to a judge to rule before any funds are released. Neither party can unlock the other’s money alone.
What the UK’s own schemes already show, and don’t
The three UK government authorised schemes prove that a third party holding a deposit works at scale: 4.7 million deposits, £4.9 billion held (TDS Group). What they don’t generally show a depositor is where the return on that money goes while it’s held, only that the scheme itself is funded by it (TDS Custodial). SafeYield’s dashboard shows the held value moving in real time, not just the amount you paid in and the amount you eventually get back.
SafeYield is not a bank, not a government authorised deposit scheme, and does not guarantee a rate of return. The yield shown is a variable, indicative figure, tied to short-term money-market conditions.
Questions about transparency and security
Who can see the dashboard?
Both parties to the deposit, at any time, from sign up to release, not just at the start and the end.
Is the data shared with anyone else?
No. Only the two parties to a given deposit see that deposit’s own dashboard.
What exactly does dual validation mean?
Neither party can release the funds alone. Both have to confirm the release in the dashboard before the transfer happens.
What happens if we disagree on the amount to release?
SafeYield opens a space for mediation to help you reach an agreement. SafeYield never decides in your place: if agreement stays impossible, it is up to a judge to rule.